Just about everyone has some kind of insurance. But practically no one knows exactly what it covers. And rather than find out, too many of us knock on wood, merely hoping we’re protected.
“Birthday” opens on the scene of a 50th birthday party gone wrong when the party gets interrupted by a driver who accidentally lost control of his vehicle and crashed his car through the side of the house. For lack of a better solution (and, because frankly he can’t believe his eyes) birthday dad (the homeowner) slowly begins to knock on wood; foolishly hoping that he’s covered for the damages. The knocking builds into a frenzy, before being snuffed out by the Farm Bureau Insurance logo – because with Farm Bureau Insurance knocking is never required.